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Insurance
All J-1 Exchange
Visitors coming to CCSu are required to show proof of health insurance
that meets the requirements of the J-1 Exchange Visitor program with
regard to required levels of health, medical evacuation and
repatriation for himself/herself and all dependents. Failure to obtain or
sustain health insurance coverage will result in loss of legal
non-immigrant status. Appropriate health insurance can be purchased
through CCSU upon arrival to the U.S.
J-1 Exchange Visitor Program Insurance Requirements
Program participants and their dependents are required to
have medical insurance coverage with the following minimum
benefits [22 CFR 62.14.
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Medical benefits
of at least $50,000 per accident or illness;
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Repatriation of
remains in the amount of $7,500;
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Expenses
associated with the medical evacuation of the exchange
visitor to his or her home country in the amount of
$10,000;
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A deductible not
to exceed $500 per accident or illness.
Sponsors are to
require that their participants (and any dependents entering
the United States as holders of a J-2 visa) have insurance
in effect during the period of time they are in the
sponsor's program. An insurance policy secured to meet the
benefits requirements must be underwritten by an insurance
corporation with an A.M. Best rating of "A-" or above, an
Insurance Solvency International, Ltd. (ISI) rating of "A-I"
or above, a Standard and Poor's Claims Paying Ability rating
of "A-" or above, or a Weiss Research, Inc. rating of B+ or
above. Alternatively, the sponsor may ascertain that the
participant's policy is backed by the full faith and credit
of the government of the exchange visitor's home country.
For other options, see
[22 CFR 62.14].
Program regulations also discuss coverage through HMOs and
self-insurance of the above requirements by federal, state
or local government agencies, state colleges and
universities, and public community colleges, if permitted by
law. Refer to [22 CFR 62.14] for additional information.
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